Apple Pay Apple Pay in Germany

[LutzRFrank]

What does your ADAC do?

ADAC added with Pass2U Wallet App, gives me member ID and the emergency call numbers

 

[vinzb]

I already changed my bank 2 months ago to comdirect. I only want a Debit credit card. What about bunq?

I dont know if I am shuffling something around, but isnt a credit card with a limit of 0€ the same like a debit card?
Just change the credit limit

 

[Shoju]

Hooraay.. oh. Uhm, am I late to the party..?

 

[Baumi]

And when you see a store still saying that a minimum amount is required...:

Do you have any sources confirming that minimum amounts are illegal? AFAIK, merchants aren’t allowed to add any additional fees for card payment anymore, but they are not generally required to accept cards.

 

[therealtibu]

I dont know if I am shuffling something around, but isnt a credit card with a limit of 0€ the same like a debit card?
Just change the credit limit

By the view of a customer it could be. But there are "problems" if you want to do an offline purchase (see some post ago), rent a car or check in at a hotel. Not every Debit Card is accepted. Thats why Revolut, N26 or Boon are not made for a single primary account

 

[Straight Flush]

Finally! Now still hoping for Santander, DKB & LBB


Anyone found a way to sort the cards on the Apple Watch like in the wallet for the iPhone?

Hey, how did you put that HUK card in the Wallet? I don't see that option in my app.

 

[revres]

Hey, how did you put that HUK card in the Wallet? I don't see that option in my app.

Also in Pass2U - i created my own template for the private health insurance

 

[Tobsen]

afaik bunq is not free. correct me if im false
Boon is about 1,50€ a month?!

Yes, but there are cash backs …

 

[dschulian]

afaik bunq is not free. correct me if im false
Boon is about 1,50€ a month?!

N26 is free with a physical CC aswell + ability to get cash worldwide/ no currency fee abroad. but you have to know that is required an online POS. In the air/by train there is no chance to do a purchase. And there are sometimes wired maintenance by shutting down the service by mid of the day. But in 99% of the times its working great. But it not my priority account.

But if you are already a Comdirect customer. Everything should be fine?! (What I don't like is the withdrawal at Comdirect)

Where can I find this information regarding offline purchases with N26 (AP)?

 

[4254126]

And the first banks with Visa Debit are coming along soon (goodbye Girocard): consorsbank and ING!

 

[jo0815]

I think that Boon is still a good solution. For people whose banks didn´t start AP until now. And who do not want to change their bank.

 

[-Maxim-]

N26 is free with a physical CC aswell + ability to get cash worldwide/ no currency fee abroad. but you have to know that is required an online POS. In the air/by train there is no chance to do a purchase.

I have paid with my N26 MC at the DB ICE Train Board Restaurant before, which is, AFAIK, offline. I have also used it onboard of a Lufthansa flight, which is offline too, since the purchase came through a couple of days later.
So where did you get that information from?
[doublepost=1544521012][/doublepost]

By the view of a customer it could be. But there are "problems" if you want to do an offline purchase (see some post ago), rent a car or check in at a hotel. Not every Debit Card is accepted. Thats why Revolut, N26 or Boon are not made for a single primary account

I haven't had any problems with my N26 at hotels or other places with security deposits. The difference is that the amount gets taken out of your account and is put back afterwards. On a real credit card, the amount is just blocked and that block is removed afterwards. To me as a customer, there's no difference.

 

[therealtibu]

I have paid with my N26 MC at the DB ICE Train Board Restaurant before, which is, AFAIK, offline. I have also used it onboard of a Lufthansa flight, which is offline too, since the purchase came through a couple of days later.
So where did you get that information from?
[doublepost=1544521012][/doublepost]
I haven't had any problems with my N26 at hotels or other places with security deposits. The difference is that the amount gets taken out of your account and is put back afterwards. On a real credit card, the amount is just blocked and that block is removed afterwards. To me as a customer, there's no difference.

Tested it several Times in April at my USA Trip. Singpore Airlies, Jet Blue denied the MC Debit. Hotels at the Check-In aswell. Got the DKB Visa as a Backup and it worked without any problem. Back at the ground I used the N26 card and it worked. Due to the push notifications this was the killer feature if you pay in foreign currencies.
I prefer the MC Debit at N26 but I would not go out without a "real" CC as a backup

 

[yeahtyeaht]

According to comdirect at Twitter there are already nearly 10.000 users who set up Apple Pay. I think thats a great number for the beginning

 

[Laai]

Seriously, just get Amex. Free for the first year and by the time you have to pay for it, your home back will probably support Apple Pay.

 

[Nishko]

Where can I find this information regarding offline purchases with N26 (AP)?

N26 Support on Twitter told me this. But I am not entirely convinced, after hearing other people‘s experiences.

 

[docfred]

Seriously, just get Amex. Free for the first year and by the time you have to pay for it, your home back will probably support Apple Pay.

If you use it on a regular basis, it stays free.

 

[Wimmal]

The last 4 digits of my N26 ApplePay Card Number look like my IBAN. Maybe just a display error?!?

Now its showing the right digits, it automatically updatet after i added my n26 card to my iPad wallet!

 

[oneill983]

If you use it on a regular basis, it stays free.

I think that only applies if you reach 10.000€ each year. Only then. 5-6 times that if you have the platinum card.

 

[yeahtyeaht]

Seriously, just get Amex. Free for the first year and by the time you have to pay for it, your home back will probably support Apple Pay.

Is there a free Amex?

Ist es bei Amex so, dass ich mein Girokonto mit der Karte verbinde? Haben die auch Debit?

 

[therealtibu]

I think that only applies if you reach 10.000€ each year. Only then. 5-6 times that if you have the platinum card.

The green card is free 4k/year.

Payback Amex stays free all the time

@yeahtyeaht

its a "Lastschrift" every month your amex will be balanced with your girokonto. No Debit, its called charging card

 

[docfred]

I think that only applies if you reach 10.000€ each year. Only then. 5-6 times that if you have the platinum card.

It’s 4K/year with the standard card.

I put it as my standard payment option at Amazon, Apple and other shops and stores. Why not collecting the points?

4K are reached fast.

 

[4254126]

Interesting... Apple has all the banks gathered for the press event at the Allianz Arena in Munich...

https://twitter.com/jamoe/status/1072418942034038784

Bigger launch than the boring press conference Google gave for the launch of Pay.

 

[docfred]

Yeah ... but why FCBäh

 

[-Maxim-]

Now its showing the right digits, it automatically updatet after i added my n26 card to my iPad wallet!

any idea how I can trigger that update manually? My N26 card in the wallet shows the IBAN instead of the MC number, too.