I’m slowly starting to believe that Apple Pay will be launched in Germany this month. The reason for that is that there are some major banks in the neighborhood (PKO Bank Polski, BNP Paribas, Credit du Nord and also Revolut) which have announced the incoming support for Apple Pay and PKO has been saying the launch will be in Q3 2018 and since Apple likes to launch new countries and banks at the same time (multiple examples already, just google it), then we are only left with that possibility. It’ll probably be iOS 12 launch or iPhone Xs sale start.