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Apple Pay Apple Pay in Germany
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Wird G/A Pay Banks don‘t earn considerable money anyway ...
If the bank supports A/G Pay natively there is still a (share of the) interchange fee. IMHO the more cashless payment methods a bank offers its customers the more money to make. I think it would be in the best interess of the banks to support as much as possible and to promote this fact as well.
Imagine all the fees a bank could possible loose if their customers would use their PayPal instead of a bank owned card. That spells disaster.
Same as with other banking apps. Let me reassure you, that the TAN apps aren’t relevant for the eventual launch of Apple Pay. Even if Commerzbank does come aboard, the magic will happen in the banking app.
Also the secure element has nothing to do with the badly coded apps which resulted in errors on the XS/XS Max!
Also the secure element has nothing to do with the badly coded apps which resulted in errors on the XS/XS Max!
Well something has to be different on the new hardware than to the old hardware, which caused tested (also by Apple) and released iOS12 Apps to crash.
What Apps were tested by Apple that were affected?
Afaik there’s a new (last minute changed) certificate that caused those problems. At least that is what some bank stated on Twitter it was.
Afaik there’s a new (last minute changed) certificate that caused those problems. At least that is what some bank stated on Twitter it was.
Well, I guess they are checking for software version (so beta / tampered software can’t be used) and device identifier (so tampered Hardware / simulated hardware can’t be used) and terminate the app if the data doesn’t match with their predefined values to check against.
So if a new device releases and the device identifiers haven’t been updated, the app might still crash, despite working on the same software version on other devices before.
Then the apps would not have worked on older devices too.
Also the Xs should not have GUI issues, since it's the same display size as the X.
https://www.iphone-ticker.de/apple-...echste-vier-wochen-sollte-es-losgehen-132285/
Report is saying that some retailer already use the Apple Pay Stickers to set them up at their cash machines. (and it's not the one picture which goes around already the last 4 years with the girl.)
They also mention Apple Pay Cash, I didnt follow this thread closely lately, but I have boon setup and wanted to setup apple pay cash and it brings me until I should type in my last 4 digits of the security number. Dont know if it does mean anything.
So they also mention they expect that there is a start within the next four weeks.
Report is saying that some retailer already use the Apple Pay Stickers to set them up at their cash machines. (and it's not the one picture which goes around already the last 4 years with the girl.)
They also mention Apple Pay Cash, I didnt follow this thread closely lately, but I have boon setup and wanted to setup apple pay cash and it brings me until I should type in my last 4 digits of the security number. Dont know if it does mean anything.
So they also mention they expect that there is a start within the next four weeks.
LOL it’s funny... see my tweet that Apple Pay and Apple Pay Cash gonna Launch in November ... but some flamer post ****
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The bad thing is: It is very well possible, that n4p84 ist right with his „prediction“. Even if he knows nothing...
The chance that the release has been postponed to November is close to zero.
If you take a few moments to do some research you’ll see that e.g. Sweden, Denmark and Finland have been announced on July 31, 2017 and launched on October 24, 3017. And that’s the way it has been for all countries announced during the Q2 Investors Call.
Just wait till the end of October and then you can predict if it’s coming in November or not.
If you take a few moments to do some research you’ll see that e.g. Sweden, Denmark and Finland have been announced on July 31, 2017 and launched on October 24, 3017. And that’s the way it has been for all countries announced during the Q2 Investors Call.
Just wait till the end of October and then you can predict if it’s coming in November or not.
Saying „it’s coming“ till it’s really available has nothing to do with „being right“
Thank you! The thing I write just something when i hear something from my friends who works for Apple .... that I do not know is right I’m not in baking.
I’m tired of the flamer here bc they don’t know me.
First I was hans and than another person it’s just sad
I am inclined to say this will mean almost every bank will want to get onboard with Apple Pay in the mid- to long-term. On Android it is not that crucial for third parties to be integrated into the native Google Pay solution, as they can still provide their own interfaces even if those have UX drawbacks.
On iOS however, there is a good chance either Apple themselves could implement ELV (Lastschrift) into AP Cash to make the same use case work (access to virtual card regardless of financial institute) or partner with Paypal. Not sure why they would go with the latter, but I also don't know what works out better regulation wise.
In both cases, by holding out on iOS, the banks loose out on the majority of interchange fees and customer satisfaction while gaining nothing. The privacy argument is not that strong on iOS/with Apple.
Ignorance has been strong with established industries. But this announcement has shown what tech companies are able and ready to do in the banking sector. This is a wake up call and I predict Sparkasse and Volksbanken will join in the short- to mid-term (if this was not their plan already).
Well, Sparkassen and VR-Banken will have to offer Apple Pay if they don’t want their iOS customers to feel left out and possibly even leave them. They don’t have any other choice but to use Apple Pay for iOS.
That silly statement Sparkasse tweets every time someone asks them about Apple Pay how Apple has not yet allowed access to the NFC chip to Sparkasse customers is nonsense. By using this statement they’re trying to start a s h i t storm against Apple and to make it seem it’s Apple’s fault for being stubborn, event though it’s the other way around.
Just look at the three biggest Australian banks and how their lawsuit against Apple failed miserably and how they even admitted (not directly to the public but through insiders) how customers are leaving them because of the lack of Apple Pay.
And even if Sparkasse sums up the courage to go the European Court, doubt it they’ll get anything out of it, since Apple averages only about 30% of the Market in the EU compared to Android, so there’s no monopoly going on.
That silly statement Sparkasse tweets every time someone asks them about Apple Pay how Apple has not yet allowed access to the NFC chip to Sparkasse customers is nonsense. By using this statement they’re trying to start a s h i t storm against Apple and to make it seem it’s Apple’s fault for being stubborn, event though it’s the other way around.
Just look at the three biggest Australian banks and how their lawsuit against Apple failed miserably and how they even admitted (not directly to the public but through insiders) how customers are leaving them because of the lack of Apple Pay.
And even if Sparkasse sums up the courage to go the European Court, doubt it they’ll get anything out of it, since Apple averages only about 30% of the Market in the EU compared to Android, so there’s no monopoly going on.
Ehhm, dont get me wrong. I didnt say you are right. I Just Said it could be possible. And that clearly doesnt mean that i trust you.
I did understand what u meant... but it was much nicer than the other who cries. U don’t need to bc I’m telling stuff what others telling me.
That's the way I see it too. I think a launch next week / week after next is our best bet. But: There have been some rumours that a delay into November is possible. Yes, it doesn't fit into the regular pattern (compared to the last couple of years), but then again no Apple Pay launch has been completely identical. And maybe for some reason a launch in November makes more sense for all partners involved (maybe Apple wants to get AP Cash ready, or Deutsche Bank / Commerzbank aren't ready on their side IT wise, or - I don't believe this at all, but who knows - Sparkasse or Volksbank is ready to join and needs time to implement the backend. Sometimes these contracts with banks (being a launch partner, exclusivity agreements etc.) and technical problems can delay this. I'm sure that it's not the case that everything is ready to go but Apple can't be bothered to launch. So stop blaming Apple here...
I'm still "worried" that we haven't seen any leaks on banks websites, no official promotion material yet (as in Saudi Arabia, the banks have already shared PR material with the cards in Wallet), the Apple Pay launch site isn't online and not even adding any of the launch banks cards gives us any feedback (ie. T&Cs). Even customers of BNP Paribas in Belgium can get a prompt via SMS when adding their cards and Belgium hasn't even been announced yet. So it's still eerily quiet for a launch country just days/weeks ahead. I find that very strange.
<<< thank you very much for being here.. seems that some informations are right, i.e. Deutsche Bank...thank you
And much more to sir-hd (and many others)that this Thread is still alive, you said that it might be the 9th october.....until now i hope everyday to read it‘s live, but then maybe this thread will die.... ;(
My local VR told me that they are interested but can‘t say if or if not...
Amex and DB as Main Account should be enough
And yes its a Little Bit Crazy, no cards Could be added until now, no leak of any sites or t&c... it‘s to still
And don’t forget about the automatically translated support sites - not even the translation is bad, even the content isn’t correct yet. Small mistakes in Links and stuff referring to $ or the US etc.
There is still a lot todo... and i still cannot explain why they release such very bad quality of support pages. They could have finalised the content internally and then release it... and i don’t think their System is not able to handle such stuff like drafts etc
There is still a lot todo... and i still cannot explain why they release such very bad quality of support pages. They could have finalised the content internally and then release it... and i don’t think their System is not able to handle such stuff like drafts etc
There is a guy on twitter who posted a screenshot of the Apple Pay Cash verification for Germany. I don’t know if it is fake or not, but have a look:
https://twitter.com/1900_Stefan/status/1050084480545943553
Supposedly it will use your drivers license or ID card to verify you.
https://twitter.com/1900_Stefan/status/1050084480545943553
Supposedly it will use your drivers license or ID card to verify you.