My biggest issue is I tried going the IUP route, and got told they couldn't verify my identity, So I don't know what the hell that means. The guy from Citizen put in a request to have it manually looked at. He said usually, we would have more info on it, if its was a specific issue, but its a vague responds. But my biggest issue is, what should I do in the meantime? He said its would take 4 business days for someone to get back to me. I tried looking this issue up, and couldn't find anything. So incase I get denied for any-reason. Should I do the Apple Card Installments plan, Or just go with T-Mobile once again? I like to upgrade yearly and given the fact that I just paid off my 11 Pro Max on JOD. I don't know if I wanna get stuck into JOD again. But JoD usually has the cheaper pricing option. I know my 512Gb was only $370 down last year, compared to EIP pricing.