Been crunching the numbers and came up with this:
Costco is the best bet right? I don't want to get stuck with 30 months worth of device credits again. (I did 36 months on my XS — which i'd have to pay off in order for any of the above scenarios to work). I want the discount/rebate now so I have more flexibility next year or the year after.
The APPLE scenario includes their $150 extra credit. But their phones cost more and their trade in value is less.
I still want to see the Mini in person before making any moves. I imagine once the Mini and Pro Max launch, they will extend the promo for all new 4 phones.
Am I missing anything (besides tax)?