I'd be interested to know if anyone with JOD got a 0 down iPhone X. I was also charged 279, and previously never paid a downpayment. Granted I JODd to an iPhone 8 Plus only 6 weeks ago just to see if I would like that instead, maybe since I have such few payments on it? Anyway, I literally texted my order over the mobile app while having lunch today. It was a great experience, very low stress. Order says Nov3-10th, but I'm sure that will slip once they see the inventory. No worries I have this pretty decent 8Plus to keep me company until then.